Thinking about buying an investment property in Perth?

More and more Australians are investing in property as a long-term strategy for wealth creation.

Investing in property can offer profitable returns and a way to secure your finances into your retirement. However, since the Global Financial Crisis (GFC) in 2008, lending institutions have tightened their application process to reduce their risk profile. Opportunities have been created, but so has uncertainty.

As an investor, this means the goal posts keep changing as the industry continues to review their lending criteria. Finance savvy investors are now seeking advice, recommendations and reassurance for their investment portfolios, prior to applying for their loan that’s where Rosa Financial Services comes in.

A strategic partnership for your financial future

A key to long-term investing success is making sure you have chosen the right lender. This isn’t about just finding the lowest interest rate. It’s about finding the most suitable terms for both you and the property – ensuring that the true cost of the investment is calculated.

The first place to start is to seek advice from your accountant or tax agent. If you don’t have a regular advisor for your finances, Rosa Financial Services collaborates with a number of experienced advisors in these areas. Questions to discuss will include:

  • Should you invest in residential or commercial property?

  • Should your investment be positively or negatively geared?

At Rosa Financial Services, I want to be a part of your investment strategy, with you for the long haul. Over 80 % of my clients are repeat business.  For many, we began with their first home loan application and we are now working on complex and strategic applications for their investment portfolios. Having been with them since the beginning, I understand not only their finances, but also their plans for the future. This knowledge means I can give very honest, impartial advice, and secure the right loan. It’s tailored to their current situation, but with their financial future in mind.

If you want to discuss finance for an investment property, book an appointment with Helen today.

 

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Helen was great and worked so hard to get me a loan! I found the mortgage application process difficult and tedious and would never have been able to properly research and compare products. Helen made it all very easy. She is lovely to deal with, and very prompt in her communications.” - Sarah Scanlon